Better Business Banking with Tide

Tide & EPC Choice have joined forces to bring you smarter business banking and company formation services

Tide

Free to Open

No setup fees, no monthly charges. Get started at no cost.

Quick Application

Apply in under 10 minutes with Tide's simple online process.

No Credit Impact

Opening an account won't affect your credit score.

24/7 Support

Fraud monitoring and in-app support whenever you need it.

Ready To Simplify Your Business Banking?

Join over 650,000 UK businesses who trust Tide for their banking needs.

Tide Business Account

Benefits

£0 / Month – Only pay for what you use

24/7 Support – Start a chat in your App 365 days a year

Free Mastercard - Get your business debit card at no cost

FSCS Protected – Covering £120,000 at any time

Set Up A New Limited Company Online

Set up a limited company online for only £14.99

  • Fixed fee of £14.99 instead of £100 via Companies House
  • Check if your company name is available and apply in minutes
  • Receive your certificate of incorporation and be set up within one business day
  • Get a Free business bank account with every company registration
Tide Card

Full Range Of Banking Benefits With No Monthly Fee

Easily Receive Payments

With tap and pay on iPhone

Accounting And Tax Tools

Connects with QuickBooks, Sage and Xero

Payments Link

Generate invoices and payment links in seconds

Credit Flex

Split the cost of past or future payments to ease cashflow

Start Up Loans

Access government backed lending to get your business off the ground

Earn Interest

With the Tide Instant Saver Account

Important Information

Tide offers bank accounts provided by ClearBank. ClearBank Ltd is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 754568). Registered Address: 13 Dirty Lane, Borough Yards, London, SE1 9PA.

Eligible deposits held in the Tide Business Current Account (powered by ClearBank) are covered by the Financial Services Compensation Scheme ("FSCS") subject to eligibility. All eligible deposits at the same bank are aggregated to determine the coverage level for each depositor up to £120,000.

**Company formation and all account opening services are subject to applicable eligibility checks and verifications.

Tide is not a 'bank' but a business financial platform. Tide Platform Limited (Tide) designs and operates the Tide website and app. Tide is authorised by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 under firm reference number 900843 for the issuing of electronic money and the provision of payment initiation services and account information services under the Payment Services Regulations 2017.